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Floodplain Information

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Engineering

116 W Center Street
Madison, SD 57042

P: (605) 256-7514

Floodplain Information

The City of Madison participates in the National Flood Insurance Program (NFIP) and is a Class 8 Community Rating System (CRS) community.

The NFIP enables property owners in participating communities to purchase insurance protection from the government against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the federal government which states that if a community will adopt and enforce a floodplain management ordinances to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHA), the federal government will make flood insurance available within the community as a financial protection against flood losses. The SFHAs and other risk premium zones applicable to each participating community are depicted on Flood Insurance Rate Maps (FIRMs). The Mitigation Division within the Federal Emergency Management Agency manages the NFIP and oversees the floodplain management and mapping components of the Program.

The CRS program is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:

  1. Reduce flood damage to insurable property;
  2. Strengthen and support the insurance aspects of the NFIP, and
  3. Encourage a comprehensive approach to floodplain management

Madison has a Class 8 CRS rating which provides a 10% discount on flood insurance premiums.Those discounts not only provide cost savings but also provide an incentive for new flood protection activities that can help save lives and property in the event of a flood.  

Floodplain development permits are required to be obtained for any work done within the 100 year flood zone. This includes but is not limited to placement of fill, remodeling of existing structures, and new construction of structures including storage sheds and fences. Even if the work is not subject to needing a building permit it is still necessary to obtain a floodplain development permit.

For questions about development in floodzones in Madison please contact Ryan Hegg 256-7513 or by email at ryan.hegg@cityofmadisonsd.com

Resource Links and Documents

City Projects - September 2017

City Engineers would like to make the citizens of Madison aware of some scheduled work starting Monday, September 18th that will impact traffic. Please be aware and plan accordingly, as well as pay attention to the surroundings to assure safe and orderly traffic and pedestrian flow. Click for more details.

NOTICE: Parking and Signage Changes

There are a few changes taking place in Madison in regards to parking and signage. Please click for details.

Mosquito Surveillance Program

A pool of mosquitoes collected on August 16th tested positive for the virus. It is important to know that a mosquito tested positive for carrying of the virus, no human cases have been verified in Lake County. Click for more information.

City of Madison Honored for 30 Year Membership

The City of Madison has been honored for 30 years of membership with the SDML Workers’ Compensation Fund. The Fund is celebrating its 30 Year Anniversary by recognizing long-term loyal members. Click for more.